At First4Vans, we’ve used both sides of Creative’s services; they’ve allowed us to secure a loan in order to expand our business, and they’ve helped our customers to buy vehicles from us with their creative lending solutions.

A creative way to grow our business

We lease and retail commercial vans, and had big plans to expand our workshop in order to provide more maintenance and after sales services to our customers. We knew that we needed to lease new premises to fulfil these plans, but unfortunately we lacked the spare cash to invest.

When we got in touch with creative they took a comprehensive look at our finances and were able to provide us with an unsecured business loan. With it we were able to pay the rent deposit on our new premises and pay for all the legal costs that came with the new rental, which was a huge relief.

The expansion has really been the making of us; we’re able to keep customers coming back to us with our after sales solutions and we’ve built up a brilliant local reputation by being able to offer a more complete range of services.

Funding solutions for our customers

We use Creative regularly for their suite of financial products, which includes vendor financing and asset financing. Many of our customers are small businesses who need to invest in new vehicles but don’t have the finances available for a deposit. Creative help to find them a viable solution in order that they can leave with a new van and we don’t lose any business.

One customer in particular will always be remembered at First4Vans as he came to us in a very difficult situation. He’d just had one of his vehicles written off in an accident, and his second vehicle was in a state beyond affordable repair. He was in desperate need of at least one vehicle but didn’t have a deposit to hand.

We got in touch with Creative on his behalf and they spoke to him in detail about his business and financial situation. They found that his company owned equipment that was not financed; something that the customer had overlooked. Creative refinanced this equipment to the value of a deposit for three new vans; the customer was overjoyed to find a solution that would allow his business to continue as normal, and we were very pleased that Creative had helped us to secure the sale.

Friendly, reliable service

We highly recommend Creative to both our customers and other independent dealers, as they have really helped our business to move forward and keep the customers coming in. If you’re aiming to expand and are having trouble with cash flow, Creative can find you a solution to help you reach your business goals. Equally, if you retail high value products you should definitely consider their vendor services, so that you can give your customers better financial solutions and increase the likelihood of sales. Plus, they offer very competitive rates, which is always appealing to small businesses on a budget.

We have known Mark, the director of Creative, for over 10 years and cannot sing his praises highly enough. He is incredibly knowledgeable about the financing solutions he puts forward and it’s fantastic to deal with someone who we know wholeheartedly we can trust.

Over the years that we’ve used Creative, we’ve been highly impressed with their friendly, helpful approach. Dealing with finances can be a complex area to navigate, but Creative always put you at ease and make sure you understand your options so that you can make new investments with confidence.