Privacy Notice

First 4 Vans is a trading style of Nathan Anthony Limited, which are Commercial Vehicle Dealers based in the UK.
We act as a secondary credit broker for our customers. Nathan Anthony Limited are Authorised and Regulated by
the Financial Conduct Authority. FRN 719938
Nathan Anthony Limited is committed to processing your personal data in accordance with EU data protection
laws. This Data Protection Notice aims to give you information on how your personal data (i.e., information which
directly or indirectly identifies you) will be processed by Nathan Anthony Limited. For the purposes of EU and UK
data protection laws, Nathan Anthony Limited is a data controller.
Further details of how Nathan Anthony Limited will manage your data will be provided to you.

Data That May Be Collected

Nathan Anthony Limited may collect certain personal data with respect to you as a customer, including, without
limitation your name, address, date of birth, contact details, credit reference data, financial and employment details,
banking and credit card details, and details of your business. Nathan Anthony Limited will collect some of this data
from third parties, for example credit reference agencies.
Where a corporate entity is entering into this contract Nathan Anthony Limited will collect personal data about
the individuals who are directors and shareholders of the business from credit reference agencies where this data
is held publicly, such as at Companies House. This notice also applies to the processing of such personal data and
use of the word ‘you’ in this notice will encompass such individuals. Nathan Anthony Limited may process sensitive
personal data (including, for example, information revealing an individual’s physical or mental health). Where
sensitive personal data are processed Nathan Anthony Limited will obtain your explicit consent for the processing.

Use of Personal Data

Nathan Anthony Limited will use your personal data for: provision of products and services, credit and AML risk
assessment, assessing ongoing credit performance, recoveries, collections, insurance administration, profiling for
marketing purposes, market research and product development, statistical analysis, marketing, fraud prevention
and detection and otherwise as necessary to comply with applicable laws, regulations and/or codes of practice. The
processing of personal data may be necessary for the performance of a contractual relationship, compliance with a
legal obligation, or where it is in the legitimate interests of a member of any group of companies of which Nathan
Anthony Limited is a member. Your acceptance of this Privacy Policy indicates clear consent for Nathan Anthony
Limited to process your personal data for a specific purpose.

Disclosure to Certain Third Parties

Nathan Anthony Limited may disclose certain personal data: (i) within the group of companies of which Nathan
Anthony Limited is a member; (ii) to Nathan Anthony Limited’s brokers and dealers / suppliers, professional
advisors and service providers (including, information technology systems providers and recovery agents); (iii) to
courts, governmental and non-governmental regulators and ombudsmen; (iv) to fraud prevention agencies and
law enforcement agencies; (v) to any third party that acquires, or is interested in acquiring, all or part of Nathan
Anthony Limited’s assets or shares, or that succeeds Nathan Anthony Limited in carrying on all or a part of its
business, whether by merger, acquisition, reorganization or otherwise; and (vi) as otherwise required or permitted
by law.
Nathan Anthony Limited may also pass your Personal Data on to a member of any group of companies of which
Nathan Anthony Limited is a member and/or any relevant third party and both Nathan Anthony Limited and/or they
may use it for any purpose linked to any sale of and/or granting of security over the agreement Nathan Anthony
Limited has with you. In such circumstances, such third parties may also use and/or disclose your Personal Data
to any third party that they ask to assist them with the preparation for and/or completion of any such sale and/or
granting of security; they may also, once such sale and/or granting of security is completed, use and/or disclose your
Personal Data to third parties for any of the other purposes which we have outlined in this notice in the same way
as if they had entered into the agreement with you instead of us.
The personal information Nathan Anthony Limited will collect will be shared with fraud prevention agencies who
will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected you could be
refused certain services, finance or employment. Further details of how your information will be used by Nathan
Anthony Limited and these fraud prevention agencies, and your data protection rights can be found on Nathan
Anthony Limited’s website, details of which will be provided to you.
In order to process your application, Nathan Anthony Limited will perform credit and identity checks on you with
one or more credit reference agencies (“CRAs”). To do this, Nathan Anthony Limited will supply your personal
information to CRAs and they will give Nathan Anthony Limited information about you, even if your application
does not proceed or is unsuccessful. This will include information from your credit application and about your
financial situation and financial history. CRAs will supply to Nathan Anthony Limited both public (including the
electoral register) and shared credit, financial situation and financial history information and fraud prevention
information. Nathan Anthony Limited will use this information to:

Assess your creditworthiness;
Verify the accuracy of the data you have provided ;
Prevent criminal activity, fraud and money laundering;
Manage your account(s);
Trace and recover debts; and
Ensure any offers provided to you are appropriate to your circumstances.

Nathan Anthony Limited will continue to exchange information about you with CRAs while you have a relationship
with it. Nathan Anthony Limited will also inform the CRAs about your settled accounts. If you borrow and do
not repay in full and on time, CRAs will record the outstanding debt. This information may be supplied to other
organisations by CRAs. When CRAs receive a search from Nathan Anthony Limited they will place a search
footprint on your credit file that may be seen by other lenders.
If you are making a joint application, or tell Nathan Anthony Limited that you have a spouse or financial associate,
Nathan Anthony Limited may link your records together, so you should make sure you discuss this with them,
and share with them this information, before lodging the application. CRAs will also link your records together
and these links will remain on your and their files until such time as you or your partner successfully files for a
disassociation with the CRAs to break that link.
The identities of the CRAs, their role also as fraud prevention agencies, the data they hold, the ways in which they
use and share personal information, data retention periods and your data protection rights with the CRAs are
explained in more detail at each of the three CRAs websites – any of these three links will take you to the same
CRAIN document:
Transunion ; Equifax ; Experian

Transfer of Personal Data Outside the European Economic Area (“EEA”)

Nathan Anthony Limited may transfer your personal data to recipients (including a member of any group of
companies of which Nathan Anthony Limited is a member) located in countries outside of the EEA which may not
have data privacy laws equivalent to those in the EEA. In those instances, Nathan Anthony Limited will take all
necessary steps to protect your personal data in accordance with applicable data privacy laws.

Your Rights

Under applicable EU data privacy laws, you may have a right to: (i) request access to and rectification or erasure of
your personal data; (ii) obtain restriction of processing or to object to processing of your personal data; and (iii) data
portability (i.e. to request the transfer of personal data from one data controller to another in certain circumstances).
If you wish to exercise any of these rights you should contact the Nathan Anthony Limited’s Data Privacy Officer.
You also have the right to lodge a complaint about the processing of your personal data with your local data
protection authority.
Nathan Anthony Limited may rely on automated credit assessment based on the personal data you provide and
data which Nathan Anthony Limited obtains from a credit reference agency or similar sources about your credit
profile or history. The outcome of this process can result in an automated decline of your application where it does
not meet Nathan Anthony Limited’s acceptance criteria. Nathan Anthony Limited will review this acceptance criteria
regularly to ensure fairness in the decisions made. You have a right to ask Nathan Anthony Limited to manually
review any decision taken in this manner.
In addition Nathan Anthony Limited may use automated profiling to identify whether other products or services
may be of use to you when it considers marketing campaigns. You have a right to object to this automated profiling.
This is separate to the right you have to object to receive marketing.


All the personal data we use is controlled by Nathan Anthony Limited in the UK, however, for the purposes of IT
hosting and maintenance, this information is located on servers within the European Union. In the event of the
UK no longer having member status within the EU, this information will be held on servers within the UK. No 3rd
parties have access to your personal data unless the law allows them to do so. We have a Data Protection regime
in place to oversee the effective and secure processing of your personal data. More information on this framework
can be given on request. Nathan Anthony Limited will take steps to protect your personal data against loss or theft,
as well as from unauthorized access, disclosure, copying, use or modification, regardless of the format in which it is


Nathan Anthony Limited will normally only retain your personal data for a number of years from the latest date on
which it has a financial arrangement in place with you. Under certain circumstances this period may vary if Nathan
Anthony Limited consider it necessary for good operational or commercial reasons, or in order to meet other legal
obligations. Details of this period will be provided to you. We are required under The Money Laundering, Terrorist
Financing and Transfer of Funds (Information on the Payer) Regulations 2017 to keep your basic personal data,
such as name, address, email, dependents, telephone numbers, date of birth, brokered agreements, and digital and
physical proofs of identity for a minimum of 6 years after the end of any agreement, after which time it will usually
be destroyed.

Enquires, Requests of Concerns
All enquiries, requests or concerns regarding this Notice or relating to the processing of Personal Data, should be
sent to
Additional Details
Your application for finance will be submitted to one or more finance company(s) by ourselves, the supplier of the
vehicle or equipment or another intermediary. On or shortly after the date on which this happens, you will be given
a notice in respect of each any finance company making you an offer which will confirm its identity and provide you
with further details.